Initial Victories and Epiphanies

I was so pumped to start my Uber Frugal Month Challenge on January 1, that I started it a few weeks early.You may be familiar with a “no-spend” month where you refrain from frivolous expenses. I’ve never joined one, so I can’t explain the difference from experience. But the goal of the UFMC is to dive deep and realize our goals, analyze our spending, determine what can be cut, and examine why we spend and how to take action to get there.

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