I’ve just finished week two and I’ve already blown my budget. I haven’t purchased anything outside of necessities. Mostly. I had some unexpected expenses. Let’s take a look.
January budget after rent and utilities:
- Massage: $123
- Groceries: $200
- Medical: $225
- Massage: $28
- Groceries: $60
- Medical: $110.25
- Vaping: $47.11
I ended up with an awful head cold. So, I had the bright idea to go grocery shopping on the way home from work one day. I was starved, exhausted, sick, and full of cravings. It amounted to a $41.01 junk food binge. I need to figure out a plan for these hard days.
- Massage: New: $0. Total: $28
- Groceries: New:$50.89 Total: $130.00
- Medical: New: $409.97 Total: $523.00
- Vaping: New: $38.84 Total: $85.95
I was hit with my 3 month prescription renewal and a deductible this month. Cha-ching!I have two medical appointments, so I will be adding $40 to that number this month.
My goal of quitting vaping is on-track. However, I’m worried that I have relied on an overflow and emergency stashes from previous weeks, and that I haven’t actually reduced any vaping yet … which means the next few weeks will be much harder. I’ll make it this week, but I’m worried about the weeks ahead. If it’s bad, I’ll have to choose a weekend to go cold turkey or use cessation aids. I’ve stopped on my own before successfully for several years. But, I forgot as a nicotine addict, I can’t flirt with smoking, not even one drag.
I have $70 to cover 3 weeks of grocery shopping, after my junk food binge. I am concerned because this week, when I was only buying added ingredients for meat I already have and I was making inexpensive recipes. Groceries in Colorado are extremely expensive and we don’t really have discount stores like Aldi’s.
I’m still on track to make a huge credit card payment, but not quite what I hoped for.