Initial Victories and Epiphanies

I was so pumped to start my Uber Frugal Month Challenge on January 1, that I started it a few weeks early.You may be familiar with a “no-spend” month where you refrain from frivolous expenses. I’ve never joined one, so I can’t explain the difference from experience. But the goal of the UFMC is to dive deep and realize our goals, analyze our spending, determine what can be cut, and examine why we spend and how to take action to get there.

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Taking Stock

I decided to kick the year off by joining in the Frugalwoods’ Uber Frugal Month Challenge to kick off my goals this year. (I want to fight the power and stick it to the man through simple living and early(ier) retirement).

Part of the homework leading up to the launch was to take stock of our spending for the past month. I used three months for an average. Now, I didn’t think I spent a lot but apparently I’m spending money half asleep and in a fog: Continue reading